| PricePrice | Pro from: $8 / month | Hobby: $0 / month | Starter: $19 / month | Mac: $128.38 / year | Free: $0 / one-time (ECB conversion) | Basic: $29 / one-time | Free: $0 / month |
| Limits and resetsUsage limit | Pro models generally allow 50 requests per minute and 300 per hour. | Cursor publishes approximate model-dependent usage for median use. | Free models are limited to 200 requests per hour per IP. | Setapp publishes monthly AI credits by plan. | The one-time Pro license promises unlimited transcriptions. | The free plan is limited to five conversations and ten inline uses per day. | Individual plans include tiered monthly AI credits. |
| Limits and resetsReset | Advanced AI uses three-hour, daily, and sometimes weekly windows. | Included usage is measured monthly. | Organization daily user limits reset at midnight UTC. | Unused AI credits expire at the next billing period. | Local transcription has no subscription allowance reset. | The free inline allowance is counted daily. | Included AI credits reset monthly. |
| FitStrengths | Very deep macOS integration and fast keyboard workflows. · Multiple AI models, extensions, and BYOK in one tool. · Official time windows make many allowances understandable. | Agent, codebase context, and editor work directly together. · Supports macOS, Windows, and Linux. · Multiple models and tiered usage for different intensity levels. | BYOK and many models reduce vendor lock-in. · The gateway states it adds no markup to model prices. · Free models and open coding workflows make it easy to start. | More than 260 apps cover many productivity needs. · AI credits are transparently tiered monthly by plan. · Especially attractive when several included apps are already useful. | Local processing enables strong privacy without mandatory cloud use. · One-time purchase instead of a subscription for unlimited local transcription. · Many export formats and good integration into Mac workflows. | Many providers and local models in one native Mac app. · API keys are stored in Keychain and are not routed through a middle server. · One-time purchase options can be attractive for long-term use. | Supports VS Code, Visual Studio, Xcode, JetBrains, Neovim, and more. · Paid tiers combine unlimited completions with transparent AI credits. · Cloud agent, code review, CLI, and GitHub are tightly integrated. |
| FitLimitation | Most of the value is concentrated on macOS. · Premium models have additional hourly, daily, or weekly limits. | Included model usage is stated only approximately. · Intensive use can result in additional usage-based costs. | Availability, privacy, and limits partly depend on the upstream model. · Paid gateway use stops when the balance is empty. | Unused AI credits expire at the monthly reset. · Platforms and feature scope differ by app and plan. | Available only for macOS. · Some models and features require Apple Silicon or optional cloud services. | Provider API costs are additional to the app license. · macOS only; local model performance depends on the user’s Mac. | Agents and frontier models consume a model-dependent credit budget. · Individual-plan interactions may be used for model improvement unless users opt out. |
| Platforms and ecosystemsOperating system | macOS | macOS, Windows, Linux | VS Code extension and CLI | Mac, iPhone, iPad, and web depending on app and plan | macOS 14 or newer; Intel and Apple silicon | macOS 13 or newer; Intel and Apple silicon | GitHub, VS Code, Visual Studio, Xcode, JetBrains IDEs, Neovim, Eclipse, Raycast, Zed |
| Platforms and ecosystemsEcosystem | Launcher, extensions, AI, sync, BYOK | Editor, agents, Tab, MCP, cloud agents | Gateway credits, BYOK, multiple providers, MCP | 260+ apps and AI apps | Whisper, Parakeet, local models, optional cloud and automation integrations | OpenAI, Anthropic, Gemini, OpenRouter, Mistral, local LLMs, and more | GitHub, editors, CLI, code review, cloud agents, MCP |
| Privacy and restrictionsPrivacy | Not publicly specified | Not publicly specified | Not publicly specified | Not publicly specified | Local transcription stays on-device; optional cloud services are separate. | Not publicly specified | Individual subscribers can opt out of model improvement in Copilot settings. |
| Privacy and restrictionsRestrictions and regions | Raycast allowances do not apply to BYOK requests. | After exceeding the allowance, extra usage or a higher plan is required. | Paid requests stop at zero balance; provider limits may also apply. | Some apps and cloud features have Setapp-specific limits. | Not publicly specified | Model access requires a personal API key and separate provider charges. | Not publicly specified |
| EvidenceOfficial source | Official source | Official source | Official source | Official source | Official source | Official source | Official source |
| EvidenceFreshness | Verified | Needs review | Verified | Verified | Verified | Verified | Verified |